Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

General Discussion

Showing Original Post only (View all)

NNadir

(38,192 posts)
Sat Apr 11, 2026, 09:24 AM Saturday

Dare I say something nice about my medical insurance company? [View all]

I have Medicare Part C from the much despised (here) United Healthcare.

They recently approved a very expensive drug (evolocumab/Repatha) that I suspect will add a few years to my life. Of course, I have a rather large deductible for medications about two grand - which happily I can afford to pay, understanding that there are many people who can't - but it's April, and for the rest of the year, everything is free.

That's not, however, why I am here to praise the company.

I'm a chemist, but when I went to college, it was with the idea of becoming a pharmacist, since I was filling prescriptions as a kid (under the direction of a pharmacist) in high school. After my first chemistry class I recognized that I could already count to a hundred, and read a label and a script, so I switched to a chemistry major. I wanted interesting work.

Over the decades, I've been sort of mystified about why becoming a pharmacist requires so much education, when a clerk can do most of the job. In most cases, when I have discussed medicinal chemistry with pharmacists over the years, I've been disappointed, although my current regular pharmacist strikes me as a knowledgeable guy.

Yesterday, I got a call from United Healthcare and I took it. It was their pharmacist, United Healthcare's pharmacist, on the phone, who was calling to discuss a possible drug/drug interaction and to advise me on alternatives, one of which would involve higher costs for her company. The conversation was at a high level, and during it, I indicated that I would take her up on her offer to contact my doctor to suggest changing my drug from the generic to the branded compound still under patent. Although the copay (to meet the deductible) would be $72 for a month's supply, she noted that since Ozempic and now Evolocumab had eaten up the deductible, it wouldn't hurt to move to the newer small molecule drug.

I have not had an experience like this in a very long time, if ever, a pharmacist doing what she is trained to do, help me and my doctor choose a medicinal option. (When I was a kid working in a hospital pharmacy as a tech, my boss tried to do this, but was shot down by administration and the medical staff.)

I know this is probably not the place to praise an insurance company, and yes, I would rather live in a world with Medicare for all, but where praise is due, I am unashamed to give it.

Don't shoot me.

35 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies
Good for you giving credit where it is due. So many times we get screwed by crooks business Walleye Saturday #1
I like mine as well. RandySF Saturday #2
It is good to hear the good anecdotes as well. Not sure this represents change, but I hope... hlthe2b Saturday #3
Meanwhile ... my Mom's insurance company is forcing her to buy Xarelto in $200 lots. eppur_se_muova Saturday #4
I am still under private insurance and my Xarelto is cheap TBF Saturday #6
I've seen drug ads on TV mention those cards, but if I had ever seen one re Xarelto I'm sure I would have noticed ! eppur_se_muova Saturday #9
Great advice. I have knownn others who did this successfully. twodogsbarking Saturday #11
I'm pretty sure folks on Medicare wouldn't be included in their TBF Saturday #15
Direct contact with the manufacturer is worth a shot. Learn all you can. Don't give up. twodogsbarking Saturday #21
That sounds as if it's on the manufacturer. LisaM Saturday #22
What about Part D? RussBLib Saturday #5
Humana - and specifically CenterWell mail order pharmacy - is the worst. Ms. Toad Saturday #24
I have to admit genxlib Saturday #7
I've had good luck w/their Optum program, also, TBF Saturday #8
I'm also very happy with Optum Freddie Saturday #27
Medicare Part C is Medicare Advantage plan. Medicare A and B are original Medicare and Supplemental Nanjeanne Saturday #10
It's actually nice to hear something good for a change radical noodle Saturday #12
But edhopper Saturday #13
I was prescribed a blood thinner after 2 afib events. Zackzzzz Saturday #14
Your talents are being wasted Be The Light Saturday #16
Friend on regular Medicare DownriverDem Saturday #17
My Rebl2 Saturday #18
I like Kaiser AncientOfDays Saturday #19
My provider is also United Health. ananda Saturday #20
I disagree with you as I am UHC and am forced to take statins which wreck my short term memory Stargazer99 Saturday #23
I am not here to say that every case is praiseworthy. However, it is true that my case has some risk of fatality. NNadir Saturday #25
Im a firm believer in giving credit where it's due xmas74 Saturday #26
Nice to hear your story and see that insurance companies can do good by their customers. In contacting you, they...... FadedMullet Saturday #28
It is an unfortunate reality that the rigorous educations that pharmacists have is in most cases, underutilized. NNadir Saturday #30
NN - Just curious. How does "small molecule" fit into a discussion about picking an appropriate or effective Rx ? FadedMullet Saturday #29
It doesn't, but I made a distinction between the two drugs mentioned in that sentence which were large molecules. NNadir Saturday #32
they are under a microscope right now Skittles Saturday #31
Give Credit To The Woman, Not The Depraved Corporate Motherfuckers Running United. MayReasonRule Tuesday #33
Thank you for sharing your thoughts. NNadir Tuesday #34
No Offense To You At All Y'all... I'm Just Pointing Out That It's The Individual That Made This Call, Not Corporate MayReasonRule Tuesday #35
Latest Discussions»General Discussion»Dare I say something nice...