First, I'm sorry you suffered from depression. I never understood it until I had a friend who had it. I also am now dealing with someone in a work situation who has it. I'm not saying I understand it now, but at least I have a glimpse of how paralyzing it can be.
I think of Jamie Raskin and his son every time I see Jamie on television.
My purpose in commenting is to tell you that the story is not being accepted in the NJ groups with which I'm associated, meaning my Indivisible group and another Dem group in the neighboring town. The consensus is it doesn't add up, kind of what you explained in your post.
It seems you're not the only one who is thinking this way. It seems you have some very applicable experience that points out the deficiencies in this story. Until you posted, I had not thought of these peculiarities. The one about the family disappearing is particularly odd.
There are, however, people who live in that district that are saying they think people in those towns (Westfield, New Providence, Murray Hill, etc.) will still vote for him. According to one person, there's already a campaign sign for him on someone's lawn.
If I were a voter cheated out of four months of votes representing me, I would not be so forgiving.
To summarize, though, most people think this is not the real story. There's something else going on that they are covering up.