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lonely bird

(3,072 posts)

9. Yup

Reply to OldBaldy1701E (Reply #4)

Sun May 31, 2026, 08:51 AM

May 31

They are simply casinos. They are betting you won’t use the insurance and they are the house so they always win.

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Highlight:

The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout [View all] mahatmakanejeeves May 31 OP

It is all junk insurance for homeowners now... OhioBack2Blue May 31 #1

If a customer has a question, that sets off an alarm with those mother-f6ckers wolfie001 May 31 #3

You can't even have them check to see if your roof is okay after a hail storm. moreland01 May 31 #40

Expect more crappy outcomes with the KKKrappy occupant in the WH nt wolfie001 May 31 #2

Umm... that reticence runs throughout the entirety of the insurance racket. OldBaldy1701E May 31 #4

Yup lonely bird May 31 #9

Not just necessary for mortgage holders but required. mdbl May 31 #29

THE BIG FIVE: These are the biggest offenders. New Jersey's Department of Insurance listed companies with 3Hotdogs May 31 #5

We had State Farm lonely bird May 31 #8

That's not what Jake from State Farm says. mdbl May 31 #30

I bet they don't even cover chip board glue now bucolic_frolic May 31 #6

Another insurance rip-offs are the health insurance clubs that are not insurance. They are not rated by state agencies 3Hotdogs May 31 #7

Medishare? lonely bird May 31 #10

Sirius XM. Christian Healthcare Ministries. 3Hotdogs May 31 #16

Insurance is a scam. it started coming clear to me because of a movie mwmisses4289 May 31 #11

May I suggest? lonely bird May 31 #25

Wow, never heard of that one. Will look for it. Love Meryl. mdbl May 31 #32

We know this has been the trend line for health "insurance" for a long time Bluetus May 31 #12

We've never had a problem Fiendish Thingy May 31 #13

What year was your last State Farm claim? mdbl May 31 #33

Oh jeez...I'm not sure Fiendish Thingy May 31 #36

I have a strange feeling it would go much differently today mdbl Tuesday #48

Peace of mind for the bank only... JT45242 May 31 #14

So you'd think homeowners would have an ally in the bank that owns the home Bengus81 May 31 #18

Link to non-paywall article flvegan May 31 #15

"I don't understand why people post shit nobody without a subscription (to the WSJ, no less) can read." mahatmakanejeeves May 31 #19

There's a better way to deal with that than just denying claims mdbl May 31 #34

State Farm is not like a good neighbor, they suck Historic NY May 31 #17

agree...State Farm is brutal and it's common knowledge: democratsruletheday Tuesday #49

Everything is a scam now. Oneironaut May 31 #20

How well I know... KSL-Washington May 31 #21

We just dumped USAA (after 70 years with several generations of my family) moreland01 May 31 #41

Too often, when someone files a homeowners claim their policy is not renewed by the insurer dlk May 31 #22

Kick dalton99a May 31 #23

I had a water claim a few years back. All the basements on my block flooded because a storm drain behind our Raftergirl May 31 #24

I have also had a recent experience with Nationwide (luckily) and they have been remarkable FakeNoose May 31 #28

Great to hear this and good luck with the rebuilding! Can't imagine going through something like that with Raftergirl May 31 #35

About how many years back was that? pnwmom May 31 #43

'22 or '23. But I have this specific coverage in my policy. As another poster wrote, it only costs an extra couple Raftergirl May 31 #45

Our broken pipe and the damage was covered. On top of that, pnwmom Monday #46

Catastrophic Losses Backstopped By Government 2na fisherman May 31 #26

Like a good little drone, I've been paying house insurance premiums since 1978, BobTheSubgenius May 31 #27

The companies pay some people a lot of money Quanto Magnus May 31 #31

People are not customers any more. hunter May 31 #37

It pays to spend a little time with an agent to understand what your insurance is covering sarisataka May 31 #38

That graph is close to tracking the past three Presidential elections Uncle Joe May 31 #39

The bastids join in on the fleecing of the majority of Americans GreenWave May 31 #42

Well to be honest i thought it was higher. Figarosmom May 31 #44

Oversaturation. Xolodno Monday #47