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I KNOW THE FEELING that everything needs to be spic and span before strangers come over but it ain't so - as long as you don't have spoiled food everywhere and feces smeared on the walls it will be OK - just tell the repair person sorry about the clutter but you've been overwhelmed lately, they'll get it.
So sad about your friend but at this point you must do what is best for YOU, you've done your best.
For the bill, pay what you can each month, even if it's just a little.
It is indeed tough times right now but, stick with us, we're in this together and we WILL survive. 
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